Once you find a good company for business insurance and you are happy with your decision and you do not run into any problems, you will more than likely stick with the company that you are with because leaving and using another company could result in you having issues that you do not need.

If you have business insurance at the moment are you happy with the company you are using and how long have you been with them for?

One thing that I feel worries many people is just how many problems that could arise by going for a company for business insurance and they end up not being on of the most professional companies to use.  All kinds of problems could come from having insurance with a company that isn't great with their service and because of this, it means people are more cautious when choosing and settling on a company for business insurance. 

Have you ever had a problem with a company that you had business insurance with? What issues did you run into that made you regret the decision you made to use that specific company?

Business insurance is something that is vital if you own a business to cover you for any kind of issues that may arise such as break-ins, theft and so much more. It got me thinking and wondering whether people who own a small business also use business insurance or if they just do not bother with only being a small business.

I guess even as a small business you could still run into the same issues as bigger businesses and because of that it would probably be beneficial to have business insurance to be on the safe side. 

Do you have business insurance for your small business or would you consider it?

Cash flow management is very important when it comes to running a business because it allows you to keep track of everything that is coming in and going out of your business which can then help you see whether or not your business is doing well and making a profit or not doing so well and taking a loss instead. 

Some people will run a business though without a cash flow management system in place and whilst that is a personal preference for the business owner, it's not always an advisable one. 

Do you think a business could work without a cash flow management system in place?

Whilst you can have a cash flow management system in place for your business without the use of any kind of software, it's not always one of the more recommended ways to choose for cashflow management as it can lead to confusion, loss of information especially if you end up using paper to keep things noted down and it can also lead to easy mistakes. 

If a business is just starting out, it would more than likely want to not have a lot of money going out so the best thing would be software that would be reliable and not costly, failing that they would probably have to deal with their cashflow management away from software.

Would you ever choose to have a cash flow management system in place without the software?

Many businesses choose to use a Cashflow management software to keep up with the money side of things with their business. Using a specific software for cashflow management can help you keep things up to date, and in order and help you keep things safe instead of having a lot of paper laid around to keep an eye on things.

Does your business use cashflow management software and which one do you use? Do you find the one you use is reliable enough for what you need?

Having a good cash flow management system in place helps with knowing what ingoings and outgoings you have and also helps with things like taxes and seeing how much of a profit or a loss your business is making. Many businesses both big and small will have some kind of cashflow management in place to help them keep an eye on anything money-related.

If you have a cashflow management system in place for your business, do you feel that it is good enough or would you like to make adjustments to it so that it is more reliable?

Everyone who has a vehicle and drives on roads should have car/vehicle insurance in case they get into an accident and also for things such as vandalism such as if your vehicle gets broken into or damaged or even stolen. Whilst many people do have car insurance, some people do take the risk and will drive without insurance and if they get into an accident this can cause them some serious problems, especially if they were the person that caused the accident. 

Have you ever been in an accident with someone who didn't have car insurance?

Having homeowners insurance is something that is always advised if you are a homeowner so that you have that peace of mind if anything happens to your home. Without homeowners insurance, if anything was to happen, you would be left in quite a bad place with a lot of money to pay out which sometimes, can be too much for one person to handle. 

Have you ever been in a situation where you were glad that you had homeowner insurance? What was the issue that you ran into?

Freelancing seems to be one of the more popular ways for people to earn an income online. With so many different things you can offer if you have the skills, it's known as one of the most popular businesses to be involved in. I have seen many sites that offer a service for people to be able to share their freelance services with many places being quite successful but it got me wondering whether a small freelance business would work even now with so many other companies already having something in place.

What are your thoughts? Do you think a small freelance business could work?