A lot of people are only concerned about opening and operating their own bank accounts. It's the smart one's that open bank accounts for their kids and even the unborn one's. They start saving a trust fund for them until they are old enough before they can access the money.

Have you ever considered opening a trust fund account for your kids?

Being able to save money, have investments and lots of properties is all for someone to have a good life for himself and his family for those who will get married and have kids. 

After you have acquired all you want in life or even when some are not yet achieved, when do you start planning to write your will?

Do you write your will at a young age and have it updated whenever there's a need to do so or do you wait till you're old?

I have been saving money for my retirement since the first day I started working. I don't want to struggle when I get old and can't work again. 

There are some people who doesn't take their retirement savings seriously. I really pity because when they realise it's too late, they won't be able to do much. 

Have you started saving for your retirement?

There are some people who are very used to taking bank loans from time to time. The good thing is that they always manage to pay it off whenever it's time with the added interests.

Are you the type of person who is always of the habit of taking out loans from time to time?

How many times have you taken bank loans?

When it comes to housing, most sellers gives you the option to pay in installments but if you can pay the whole money once, they are very open to accepting. 

The same thing is applicable in paying for a rented apartment. It can be paid in full or in installments. 

How do you pay for your house? Do you pay in full or based on installments?

Housing seems like a sector that's reacting more to inflation than most of other projects. If other projects costs increased by 10%, housing have increased by 50%. This makes it very difficult to buy any new property now if you don't have excess money.

Why is it this too expensive in the housing sector?

Mobile houses seems to be a thing in some parts of the world. In places where there are lots of water bodies, there are usually more boat houses which looks very good for the one's that are designed well. It's also the same thing with places with lots of trailers and trucks. Many of them are converted to trailer/truck houses. 

Have you ever lived in a boat/trailer/truck houses? Would you invest in any of them?

Pax gold is a cryptocurrency that is designed in a very similar way to a stablecoin, which is paired with the value of an asset, in the case of stablecoins they are pegged to the value of the dollar, in the case of Pax gold is pegged to the value of gold, the company issuing this cryptocurrency Paxos Trust, assures that Pax gold is fully backed by physical gold which is stored in its vaults in a way and that you could even exchange your Pax gold coins for real gold at their offices, would you invest in this cryptocurrency? Do you trust them?

Everyone who is involved in the crypto world, and many of those who are not, knows about the volatility of cryptocurrencies, it is one of the factors that attracts many investors and scares off many other more conservative ones, is volatility a problem for you? or do you see it as an advantage to capitalize?

When it comes to buying and rending a property, which one is more convenient for you to take on that wouldn't have much pressure on your finances? I understand that when you have enough money, it's not going to be any issues for you to buy any property of your choice but that's not the reality for most people. Although, there are still some rich people who never want to buy their own houses. They prefer to rent than buy.

Which one is better for you in buying or renting a property?