Are you making use of credit card? Which one is the best credit card if you have been using them for your transactions? If you're interested in using a credit card, what are you looking for? I'm thinking of applying for a new credit card but I don't know which one to go for. I need good suggestions.

Cash flow is about how money comes into someone account from all the jobs he or she is committed to working on. If more jobs are completed, it guarantees more cash inflow but if lesser jobs are completed, the cash inflow will decrease.

Does your cash inflow stays on the positive side every month?

Income generated is meant to be spent. It's for the purpose of spending money that makes someone start working. After paying for expenses and other responsibilities, the amount left is saved. 

What are the things which take a big percentage of your earned income every month?

Impulsive spending is going to make it very difficult for anyone to save money. It will make someone to keep buying unnecessary things constantly which they don't really need. 

If someone is into impulse spending daily, saving money is an impossible task for such a person.

How can daily impulse spending be stopped?

Why an individual works is to make money and improve his or her finances. This is why no one works for free except for the few who are on internship whichever isn't for too long most times. 

Do you rely only on your one job to improve your finances or are their other things which you're engaged in?

Finances need to be managed properly in order not to use money inadequately. If after saving money, it will be used extravagantly, the savings have been a waste. This is why individuals who can't manage their finances hires a professional who can do it for them. 

Do you hire someone that manages your fiances for you?

A joint account is the type of bank account which is owned by at least two person. Both of the account owners will have 50/50 access to the funds in the account. They are parties to the account and no one can withdraw money from the account without the signatory of the other party. 

Would you operate a joint account with your partner?

Inflation makes everything to be very expensive. Cost of living becomes high when there is a spike in the rate of inflation. Workers will be finding it hard to save money because they will be spending too much. 

How are you coping with the high inflation?

In trading and investment, CDF stands for "Cumulative Distribution Function," representing the probability distribution of returns or prices in a financial market To trade CFDs, select an asset, decide on buy/sell, set leverage, and manage risk. Profit/loss is based on price movements without owning the underlying asset. 

Here are some of the potential benefits of CDF Trading:

1. Leverage: CFD trading provides traders with the ability to trade with capital exceeding their available funds, thanks to the use of leverage.
2. Global Market Access: CFDs offer access to a broad spectrum of financial markets, including stocks, commodities, forex, and indices, irrespective of geographical location.
3. Short Selling: CFDs empower traders to profit from both rising and falling asset prices, enabling short selling opportunities.
4. Flexibility: CFDs can be traded online 24/7, offering flexibility to cater to traders' preferences and needs.
5. No Ownership of Underlying Assets: CFD traders aren't required to possess the underlying assets they trade, simplifying entry and exit from positions.
6. Lower Costs: CFD trading generally incurs reduced transaction costs compared to traditional stock trading due to the absence of fees associated with physical asset ownership.
7. Risk Management Tools: CFD trading platforms provide various risk management tools, including stop loss and take profit orders, to assist traders in managing risk effectively.

As long as you're alive, it's impossible for you to avoid getting into daily expenses. Even if you're at home all day, there's always some expenses that you can't escape paying. 

Have you ever taken time to evaluate how much your daily expenses eats into your finances?

Do you think that you're spending too much daily or on the average?