What to know as a new driver seeking insurance?

[Henrywrites]

New drivers seeking insurance for their cars should know some basic factors that they should keep in mind. One of it is that most insurance companies will place you on a premium package as a new driver. This is because they believe that you have higher chances of having issues with your car than an old driver. So, they make you pay more. What else should one note about this?

[Jane]

As a new driver seeking insurance, understand your coverage needs and state requirements. Research different insurers, comparing rates and customer reviews. Factors like age, vehicle type, and driving record affect premiums. Consider optional coverage like roadside assistance or rental car reimbursement. Ask about discounts for good grades or completing driver safety courses. Be honest when providing information to insurers for accurate quotes.

[Bizdustry]

Each country is different to when it comes to car insurance. In the UK, atleast, you get "discount" on your insurance policy if you don't claim each year. So one year without claiming would give you 1 year NCB (no claim bonus) which is roughly about 15% off. Then if you can get another a year without a claim, you get further discount.