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  Does your business produce raw materials or buys it?
Posted by: Ja sa bong - 11-05-2023, 11:21 PM - Forum: Production and Development - No Replies

Businesses work with raw materials they need to produce with. If a business produces its own raw materials, it will cut down their cost of production but if they buy raw materials from other businesses before they go into production with those materials, their cost of production will be high. 

Does your business produce its own raw materials?

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  Does your business produce 24/7?
Posted by: Ja sa bong - 11-05-2023, 11:18 PM - Forum: Production and Development - Replies (1)

There are business where they work in production section 24/7 every day because of the nature of the business. Do you feel it's too much to ask for workers in a business production sector to work 24/7 even if they are paid well for the hours they've worked?

Would you work 24/7 in any production firm?

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  Can opening a savings account hurt one's credit score?
Posted by: Ja sa bong - 11-05-2023, 11:07 PM - Forum: Saving Money - No Replies

I have been trying to open a saving accounts for a while but I finally decided to open one with Bofa. After filling my application form, I received an awkward message which states ;

By selecting Continue, you authorize us to obtain a credit report or other report or account information from credit or information services agencies to help verify the information you provide in this application; for consideration of other accounts and services, and for any other lawful purpose. If your information does not meet certain qualifications, you will not be able to proceed with your application at this time.

I'm very confused if I proceed with this application, my credit score will be affected?

Have anyone had this experience?

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  Do you think Life Insurance is Worth It?
Posted by: Ja sa bong - 11-05-2023, 11:01 PM - Forum: Life Insurance - Replies (3)

What are your thoughts about life insurance? Do you think it's worth paying for life insurance? If you don't plan on dying soon, why bother about paying for life insurance?

What are the circumstances which makes you believe it's a grave error not to have a life insurance?

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  Using friend's adress to open bank account?
Posted by: Ja sa bong - 11-05-2023, 10:48 PM - Forum: Saving Money - No Replies

If you can provide proof of residence, it's possible to open a bank account with your friend's address in my state. Have you seen anyone who opened a new bank account using another person's address? Do you think it's going to be considered a fraud using an address which is not your fault own to open a bank account?

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  Do you have any cryptocurrency debt to pay?
Posted by: Ja sa bong - 11-05-2023, 10:45 PM - Forum: Personal Loan & Debt Repayment - No Replies

Years ago, it wasn't possible to owe a debt easily in cryptocurrency unless someone sent you any cryptocurrency for you to pay back at any specific date. Today, there are cryptocurrency exchange website which can lend you cryptocurrency for you to pay back with little interested. 

Have you borrowed cryptocurrency loan and now you're in debt of paying back?

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  How would you invest $20,000 for the highest return in a year?
Posted by: Ja sa bong - 11-05-2023, 10:42 PM - Forum: Generating Income - Replies (1)

Let's assume you were able to get a settlement of $20,000 but you're wondering how to make use of the money in a judicious way in order to male sure it's not wasted.

How would you invest the money to give you a chance of having more returns within 1 year?

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  Persistency in saving money
Posted by: The Raven - 11-02-2023, 06:17 PM - Forum: Saving Money - No Replies

All parents in foreign countries (my country is Serbia) start saving money for kids college which is okay. Now, how can they be persistent in it? What if something bad happens and they need the money? Will they fall into temptation to spend that money or will they find some other solution? 

Now, what about you? How persistent are you? Not on the short term saving but when it comes on saving the money for years.

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  Currency convert
Posted by: The Raven - 11-02-2023, 06:14 PM - Forum: Saving Money - Replies (2)

Being paid in stable currency is extremely important to have your money more or less equal. If you save, let's say, in some country's currency who is unstable, you are very likely to lose what you had or significantly reduce what you have. Therefore, one of the most secure currencies in the world are dollar, euro and pound. 
In which currency you are saving money?

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  Streaming
Posted by: The Raven - 11-02-2023, 06:12 PM - Forum: Generating Income - Replies (3)

It is not unknown people do streams in order to earn money. Fans will pay for subscription and also donate money. However, being able to get any kind of income is a very difficult job because you have to stand out from others and there are hundreds of thousands of people trying their best to have success like notable twitch streamers. You must be, not good, but really good at something and have some unique set of characteristics which will make you watchable. 

Job is rewarding but to get in the top 1% is nearly impossible.

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