How do your driving habits influence your car insurance rates?

[Debashis]

Do you understand how your driving habits, such as mileage and usage patterns, may influence your car insurance rates? 
Have you made any adjustments to potentially lower your premiums?

[Henrywrites]

Most insurance companies that are into car insurance will like to have a look at your records before deciding whether to grant you an insurance claim and also the rate to fix it. So, it is very important to be of good behaviour most of the time, if you are working on getting a better rate.