How good are you with your savings and investments?

[arunima25]

There is no fixed correct answer to the right way to become rich and have financial abundance. Your approach towards moving forward to the goal of financial dependence would totally depend on your personal situations. Your financial capacity, avenues to earn, financial obligations etc totally determine the way you would set up your financial plans. Everyone has a financial goal in both short term and long term. And one works towards that in different ways. We all try to make more money through savings and investments. Our investment would depend a lot on our risk appetite and that too would be driven by our financial obligations and the risk that we can actually afford to take with all prevailing situations.
One can not blindly follow the path that others follow. But there is always something that one can learn from other's financial journey, of their savings and investments. One can always take some learning from others and implement it in their life if it suits them and works for them.
Please feel free to share how you go about your savings and investments. Do feel free to share how you started with it. Let's learn from each other's journey.
Thank you

[Maria]

To be adept at saving and investing, I prioritize disciplined financial habits and strategic decision-making. I meticulously track my expenses, distinguishing between needs and wants to curtail unnecessary spending. Setting clear financial goals helps me stay focused and motivated, whether it's building an emergency fund, saving for a down payment on a house, or planning for retirement.

[arunima25]

To be adept at saving and investing, I prioritize disciplined financial habits and strategic decision-making. I meticulously track my expenses, distinguishing between needs and wants to curtail unnecessary spending. Setting clear financial goals helps me stay focused and motivated, whether it's building an emergency fund, saving for a down payment on a house, or planning for retirement.

Those are some really valid points. One definitely needs to be financially disciplined to start with saving. Having a meticulous budget and sticking to it is so important. One has to know their financial capacity and then plan their budget. We often get tempted for impulsive buying. It's very important to prioritise our needs before the luxuries and indulgence. 
Your financial obligations are the most important things to be tackled. And it is always wise to factor the emergency fund. Life is unpredictable.