Would you have a joint account with your partner?

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There are advantages as well as disadvantages. For instance, when you have joint account it is easier to manage shared expenses like rent, bills, and groceries. It also enhances trust and openness about spending habits and financial goals, likewise, also helps you in saving for shared goals, such as vacations or down payments. Joint account can also reduced individual financial independence and privacy. And could be complicated in a situation when there is separations.