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Choosing Between Whole Life and Term Life Insurance
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Choosing between whole life and term life insurance depends on your needs. Whole life insurance offers lifelong coverage and a cash value component, making it suitable for long-term financial planning; for example, a parent might choose it to ensure an inheritance. Term life insurance provides coverage for a specific period, typically at lower premiums, ideal for temporary needs like mortgage protection or until children are financially independent. For instance, a young professional might choose a 20-year term policy to cover family expenses.
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RE: Choosing Between Whole Life and Term Life Insurance - by Rojina - 05-19-2024, 05:53 PM

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