Would you borrow to begin a new start up?

[Ravenfreak]

I would definitely use a business loan if I had a business already planed and thought out well. Saving up money for a business to really thrive can take time, and in that time that you're saving up money you could be losing out on potential customers. After all, if there's a business with the same practices or goods you are wanting to offer that shows up in your area before you're able to get the ball rolling, you're going to have a harder time getting things up and running with competition already out there.