09-24-2022, 06:44 PM
In USA, whole life is not the only option. There is also term life insurance. I prefer term life insurance because it is cheaper and I can get more coverage. The better your health, the cheaper your insurance premium will be. You can go to an insurance quotes website, put in your age, the amount of insurance you want, answer a few general health questions, and out pops several choices of insurance plans you can buy. You pick your beneficiary as well. Spouse only or spouse and children.