Bonds or stocks?

[Maria]

Bonds offer relatively stable, fixed-income returns and are considered safer but provide lower potential for growth. They are suitable for conservative investors seeking capital preservation. In contrast, stocks represent ownership in companies and offer higher potential returns with greater volatility. Ideal for long-term growth, stocks are suited to those with a higher risk tolerance. A balanced portfolio often combines both assets, providing a mix of steady income and growth potential. The decision hinges on individual financial objectives and risk preferences, often requiring a diversified approach