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What are the most common types of life insurance
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The most common types of life insurance are

  1. Term Life Insurance, offering coverage for a specific period;
  2. Whole Life Insurance, providing lifelong coverage with a cash value component; 
  3. Universal Life Insurance, offering flexibility in premium payments and death benefits; 
  4. Variable Life Insurance, allowing policyholders to invest the cash value in investment accounts. 

Term Life is straightforward and affordable, while permanent policies like Whole and Universal provide long-term coverage and potential cash accumulation. Variable Life involves investment risks. Choose based on your financial goals, budget, and risk tolerance.
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What are the most common types of life insurance - by Maria - 02-04-2024, 02:34 PM

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