Have you ever run into an issue where you were glad you had homeowner insurance?

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Having homeowners insurance is something that is always advised if you are a homeowner so that you have that peace of mind if anything happens to your home. Without homeowners insurance, if anything was to happen, you would be left in quite a bad place with a lot of money to pay out which sometimes, can be too much for one person to handle. 

Have you ever been in a situation where you were glad that you had homeowner insurance? What was the issue that you ran into?