Health insurance is very important to us. Though not all have this,but those who are working, they have auto health insurance provided by their company or an office where they work payable monthly and will be claimed the time the owner needs it. It could protect us from any unwanted sicknesses or even a small wound. Your beneficiary can also avail of the same benefits. If you are single, only your parents can avail of the same benefits, and if married, the whole family. In my city, we have the PhilHealth and even the non-worker can file this to avail of the same protection. There are also private health companies like KAISER.
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Health insurance is crucial for financial security and access to quality healthcare. It shields individuals from exorbitant medical expenses, covering costs for doctor visits, hospital stays, and medications. Without insurance, a serious illness or injury can lead to significant financial strain. Health insurance ensures timely and affordable access to medical services, promoting preventive care and early intervention. It not only protects personal finances but also contributes to overall well-being by facilitating regular check-ups and prompt medical attention, ultimately enhancing the likelihood of better health outcomes.
Health Insurance was not a very popular concept in our country few decades back. But slowly people started realising the importance of it and today most of the urban population at least has it. Many have health insurance provided by their employees. Even for the poors now there are schemes to help them with medical services and that covers a lot.
Unfortunately, many people in my country still don't go for it and they think that it's waste of money. They would rather prefer to use up all their savings for a medical emergency. High premium rates of these private players discourage many to have a health insurance.
But it's not wise to go without a health insurance. Life is unpredictable and one has to be really prepared for it.
