Hiring the right people for your start-up business is indispensable for many different reasons. Of course, one obvious reason is they can help your business thrive in the future. When hiring, make sure to clearly determine their roles or responsibilities. Do not forget to write a compelling job description and set up a website or social media pages. Potential candidates must be able to see what your company is all about. Offer internship programs as they can help you select candidates that you can hire to fill the job positions. And, take the time to review the resumes and interview.

Any business needs to have a marketing strategy, especially start-up businesses. Determine what sets you apart from other businesses out there and know who your target audience/market is. Make sure to create a professional website and business pages on social media platforms, such as Facebook and Instagram. Come up with a content strategy and see to it that your posts are relevant to your business. Offer discounts and try to expand your network. If your customers are happy with your product, ask nicely for feedback.

If you want to start a small business, you can consider a home cleaning service, a pet-sitting service, a minimalist coffee shop, a clothing store, or a freelancing service. Before you start, do some thorough research first. Anything else you have in mind?

I do not have an offline business yet because I do not have enough startup capital. I only have an online business which is my online job. I hope I will be able to start an offline business in the future (a minimalist coffee shop) someday because I need more ways to earn money for my family. Do you have an online or offline business?

It is indispensable to find the best life insurance company for your needs. Make sure to evaluate your needs (the amount of coverage) dependent on your debts, mortgage, etc. Take the time to do your research about different types of life insurance to see which one is ideal for you as well as the ratings of the life insurance company that you want to get your life insurance from. Read the policy premiums and acquire quotes. Find out their underwriting and claims procedure. And should you need help, talk to a life insurance agent.

I love bread so much. It is my second favorite after rice (which is a staple food in our country). I have thought of starting a bakery business in our area. Do you think it is a profitable business these days? I know I have to consider the location, demand, and so on.

To be honest, I am not quite happy with my salary. I have been with my employer for 5 years and yet he does not want to raise my salary. He promised to give a raise but did not do it. I hope I can find a better-paying job next year so I can fully support my parents. Are you happy with your salary?

There is no second chance for a business gotten by fire, and the only chance for the business owner to revive the entire costs of the business losses is the statement of the policy should there be a fire insurance policy. It is a big help to the business owner to start all over again. Fire insurance protects properties and assures the policyholder remedy of the costs through the amount of the premium stipulated in the policy. It is better to get an assessment or ask for a quote from the insurance company to match the value of the building and business contents. It is better to be safe than feel sorry.

If you had to choose one of these two indexes to invest in, which one would you invest in and why? In my case, I think I would stay with the Nasdaq 100 because I love investing in technology and innovation and the Nasdaq includes the best companies in the technological field in the same index. In your case, which one do you prefer and why?

This is a cryptocurrency that I have been investing in for a few years now and it is quite innovative, wanting to connect with blockchains like Ethereum or Bitcoin and functioning very similar to Polkadot, it has really high staking returns, around 20% annual return. What do you know about Cosmos Atom and what do you think about it?